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Debunking car finance myths – what do you really need to know?

At Zopa, we believe all consumers should get a fair deal as standard. It’s your money after all, so why shouldn’t you get the…

5 min •

What the new P2P regulations mean for Zopa investors

You may have seen that the Financial Conduct Authority (FCA) just announced new regulations which will cover peer-to-peer (P2P…

3 min •

The differences between mini-bonds and peer-to-peer investments explained

With the tax year drawing to a close, there’s been a renewed interest in Innovative Finance ISAs (IFISAs). IFISAs allow you to…

3 min •

Safeguard Update

On the 15th June we will be launching Zopa Core, to run alongside Zopa Plus, (both of which will be available in the ISA wrapper…

1 min •

Introducing the Zopa IFISA and Zopa Core

Following on from our FCA authorisation, I wanted to write to explain what happens next and some important changes we’re making…

2 min •

Explaining the secondary market

Back in 2010, we introduced the ability for investors to access all or some of their money before the loan terms they’re…

3 min •

Declaring your Zopa earnings to HMRC

With the new tax year fast approaching, we’ve put together a handy guide to help you find what you need to do to declare your…

1 min •

Zopa's performance during the 2007/8 recession

As I sat down to write this, the media were avidly discussing the potential of the first interest rate move in seven years – not…

2 min •

Zopa and credit scores

We want to explain exactly how Zopa uses your credit history and other information to make lending decisions. Step one – the…

2 min •

The Zopa soft search and your credit file

If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain…

2 min •

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